Super Funds for Cosmetic Surgery

Super Funds for Cosmetic Surgery

Super Funds: Can you Use Super For Surgery? Early Release

Many people ask if they can access their SUPER FUND to help pay for their cosmetic or plastic surgery procedure. The answer is, it depends. Some Funds allow early super withdrawal for procedures and some do not.


Several recent plastic surgery patients have been able to access their accumulated Superannuation Funds to pay for their own life-changing surgery. There is a special government process to follow and many forms to fill out, but it could be a possibility.

This may be most likely to apply to Abdominoplasty, Breast Reduction and Body Contouring or Skin Reduction Contouring Body Surgery after weight loss or Bariatric Surgery.

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In most cases, Australians cannot unlock their Super until they reach ”preservation age”, which is between 55 and 60, depending on birth date.

But, under exceptional circumstances, the Department of Human Services (DHS) will assess early access on ”compassionate grounds”, which include medical procedures to treat life-threatening illnesses and chronic pain. Your Super fund will make the final decision to release the money. Note that not all super funds permit early access of super benefits on these grounds, so you should check with your super fund before applying.

  • 18,024 people applied to the Department of Human Services for early release of super on compassionate grounds during the 2012-13 financial year.
  • Of those, 11,510 were approved. (around 2 out of 3 applicants).
  • There are Special Access criteria: Under limited circumstances, you can apply for early access to superannuation for Medical treatment expenses and Medical transport.



You must apply to the Department of Human Services in the first instance, and then when you have the okay of the DHS, you (or the DHS), liaise with your super fund.

The super regulations (SIS Regulations 1994, Reg 6.19A) allow early release of super benefits on compassionate grounds where:

a. the money is required to pay for medical treatment or medical transport for the person (or dependant of the person)

b. based on the certification of two medical practitioners (including one a specialist in the area of illness) that the treatment is necessary, the medical treatment is necessary to treat a life threatening illness or injury; or to alleviate acute, or chronic, pain; or alleviate an acute, or chronic, mental disturbance

c. the treatment is not readily available to the person (or person’s dependant) through the public health system

d. the person does not have the financial capacity to meet the expense of the treatment

You can find further information on the requirements, including documentation, by visiting the DHS website,

body surgery after weight loss



facelift Thailand

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Face lift Thailand

Face lift Thailand

Face Lift Thailand Cost

FACE LIFT THAILAND COST As per facelift Thailand experts as people age, the effects of gravity, exposure to the sun and the stresses of daily life can be seen in their faces. Deep creases form between the nose and mouth (nasolabial fold). The jawline grows slack and jowls emerge. Folds and …

Gastric Sleeve Thailand

Gastric sleeve Thailand

ARM Lift

How to Get Arm Lift Services in Thailand:

An Arm Lift – also called as an ‘Arm Reduction’, reshapes the upper arm, expelling the sagging skin caused by ageing or following weight loss, including free loose skin that stretches out from the underarm region to the elbow that regularly makes ‘tuck shop arms’ or ‘bat wings’. Liposuction can here and there be utilized as a part of mix to accomplish the best outcomes. Consistently, every year many individuals experience effective Arm Lift surgery, with incredible recognizable outcomes.

As per arm lift Thailand experts, Many people are unsure about the nearness of over the top fat and skin under the arms, so an Arm Lift strategy might be perfect for patients who are pestered by the loose skin swinging from their arms.

There are generally two sorts of possibility are for whom brachioplasty could be a valuable procedure;

The First group are young ladies with arms that are out of extent, and don’t fit short-sleeved shirts and pullovers. They for the most part have firm skin, and simply need to carry their arms into extent with whatever is left of their body. This can be effortlessly redressed with liposculpture. The Second group comprises of middle-aged men and women hoping to turn back the indications of maturing a bit. They ordinarily have a direct measure of loose skin and tissue thickening. The cut can as a rule is covered up in the wrinkle of the armpit relying upon the extent of the loose skin. Maybe sometimes the entry incision ought to be made a short way down the arm.

You can choose the Azurite in Thailand for the Arm Lift Surgery and breast lift Thailand with full accommodation services.

Cosmetic And Plastic Surgery

We know that the decision to have Thailand plastic surgery is a major one. Having any therapeutic method abroad settles on it a much greater decision. Azurite has been putting forth customers cosmetic surgery Thailand for over the years. We give excellent medicinal arrangements and our well friendly staff will manage you every step, through your surgical system. If you have any inquiries with respect to your cosmetic surgery or going to Thailand for your procedure, finish our online process and we’ll be in touch.
Our group is here to answer any inquiries and deliver any worries to guarantee that you settle on an informed decision about surgery in Thailand.
Our Thailand cosmetic surgery price list obviously indicates how moderate plastic surgery in Thailand is. We have been buckling down for a long time to accumulate Thailand’s best plastic specialists and make an extremely attractive plastic surgery value list.

Why our plastic surgery is cost so affordable?
Not at all like most other plastic surgery facilities, we have our center inside a substantial worldwide healing facility. This implies meeting, surgery and recuperation are under 1 rooftop. Our setup is significantly more effective than the standard plastic surgery center. Our costs reflect that and this consequently gives you our client extremely attractive plastic surgery costs. We don’t trade off on quality. Our specialists and Doctors are experienced and profoundly qualified, our cosmetic implants and types of gear are innovative.

Facelift Surgery Bangkok

Facelift Surgery Bangkok:
The noticeable indications of aging, for example, lines & wrinkles, free and loose skin and dark spots, no longer have to be an inevitable part of getting old, and many individuals switch these signs with the assistance of facelift thailand surgery and other surgical and non-surgical techniques.
Facelift surgery, medically called as rhytidectomy, is a standout amongst the most common procedures by the two men & women who need to look as young as they feel. It is performed to evacuate or diminish the skin that has lost its regular flexibility – usually, around the eyes, mouth & jaw line – smooth the skin, decrease lines, & wrinkles and restores a worn out looking appearance.
Facelift – about the procedure:
A face lift thailand can take up to six hours to finish in the hands of one of our talented specialists. You’ll at that point remain overnight in one of our facilities. These are reason worked for cosmetic surgery with uniquely prepared medical staff, so you’ll get expert care at all times.
• Increased self- confidence
• Looking more young and beautiful
• Feeling restored and fresher
• Ability to wear clothes with lower neck areas – no longer the need to hole up behind a scarf/high-necked best
• Less demanding use of make-up
• Azurite facilitates the facelift surgery at the easiest cost with outstanding medical facilities. Contact us, If you are looking for the best surgeon in Bangkok.

Surgery Finance

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A healthy payment plan

Surgery Finance

zipMoney allows you to spread the cost of your treatment with flexible interest free payments on your own terms.

Apply Now

zipMoney is a safe, simple and convenient way to manage the cost of your healthcare. It provides you with the ability to obtain the care you need right away, and the flexibility to pay over time in instalments that suit you.

How does zipMoney work?

step 1

Step one

Find your clinic and apply for the amount needed to cover your treatment.

step 2

Step two

Contact your clinic or doctor to authorise your payment.

step 3

Step three

We pay the clinic on your behalf, you pay us over time on flexible interest free terms.

step 4

Step four

That’s it! You focus on getting healthy and we’ll worry about the rest.

Frequently asked questions

Who can apply?
  • You must be 18 years of age
  • You must be an Australian citizen or permanent resident
  • You must be empoyed in some capacity
What are the benefits?
  • Up to 12 months interest free on each invoice from your health provider.
  • To pay, simply open the invoice sent to your mobile and sign into your digital wallet to confirm the order.
  • No deposit required. Apply for an account that will cover the full cost of treatment. Any unused funds will remain as available credit in your account.
  • The virtual account can be used for any future out of pocket costs. No need to use your credit card or seek a loan elsewhere.
  • zipMoney ensures you can get the treatment you need, with the flexibility to spread the cost over time. The entire process is paperless and can be completed in a matter of moments.
  • zipMoney is been designed to be safe, simple and easy to use.
What are the fees?
    • No deposit, so you can receive your treatment with nothing to pay today.
    • A one off establishment fee may apply. This is simply added to your interest free balance. See contract for details.
    • After the interest free period, interest will accrue at the standard annual percentage rate
    • A small monthly admin fee of $4.95 is also applicable for months you have a balance owing
Please refer to your contract and terms and conditions for further information
What else should I know?

Although zipMoney’s interest free plans allow you to get the healthcare you need today without paying anything upfront, it is a loan and must be paid back. Failure to do so could affect your future credit rating.

Whilst interest free for up to 12 months, interest will start to accrue after the interest free period. To keep you on track, you can see your interest free balance, make additional repayments, and change your payment schedule in your digital wallet at any time.

How can I apply?

Click the button below and complete the easy 3 minute application.

Apply Now

What’s next?

Once you are approved and accept the terms and conditions, you have an active zipMoney account. Simply contact your healthcare practitioner or clinic and let them know you would like to pay for your treatment with zipMoney. We pay the clinic on your behalf when they create the invoice.

Where can I find out more?

zipMoney Patient Care: (02) 8294 2345


Terms and ConditionsAvailable to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period.Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate. A one off establishment fee applies, see your contract for details. A Monthly Account Service Fee of $4.95 (when balance owing) applies. Terms & Conditions apply and are available on application. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Visit to learn more.